Electric car insurance in Ontario:
save up to 10% with belairdirect!*
Driving an electric vehicle is the smart choice. Get eco-friendly perks to match.
How to save on your EV insurance
Tangible contributions for the environment deserve tangible contributions for your wallet! Here are some of the perks available to eco-friendly drivers who get car insurance with Kapil Insurance:
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What are the benefits of bundling your insurance?
1 - What is recreational vehicle?
A recreational vehicle is a mode of transportation that you drive or ride during select periods of the year, such as a snowmobile in the winter or your ATV that you use during the summer.
Recreational vehicles can include:
- Snowmobile
- ATVs
- Fifth wheels
- Travel trailers
**It’s important to note that different provinces classify different types of vehicles as recreational or as seasonal vehicles. Talk to your insurance agent and refer to the provincial website where you live for more information.
2 - What is recreational vehicle insurance coverage?
Unlike your everyday vehicle that you use year-round, a recreational vehicle only leaves the garage at certain times of the year. Depending on the vehicle, they can also be driven on more unique terrain, like when you take your ATV off-road or your snowmobile across a frozen lake. This creates a unique set of coverage requirements when it comes to your insurance.
3 - Should i cancel my insurance i'm not using the vehicle for long periods of time ?
No. Although you may think you’re saving money, you’re simply putting yourself at financial risk. Recreational vehicle coverage takes into consideration the fact that your vehicle won’t be driven for long stretches and adjusts your insurance premiums accordingly. This allows you to keep your recreational vehicle protected year-round, even while it’s in storage.
When you decide to cancel your insurance, you lose all coverage and benefits. Therefore, if something were to happen, like a fire in the storage facility where you keep your vehicle, you’ll have to pay for all the damage out of pocket.
Remember to contact your insurer a few weeks before taking your vehicle out of storage to make sure your recreational vehicle insurance policy is up-to-date and that you’re covered before you hit the road.
